Read This! 5 profitable and long-term investment ideas
Read This! 5 profitable and long-term investment ideas
Awdev for inspiring business / investment that is Halal and brings great profits
Currently in Indonesia there are many choices of halal investment instruments. The development of this investment sector provides an opportunity for all Indonesians who want to have financial freedom in the future.
Halal investment in Islam is an investment activity that follows Islamic law. For example, there is no element of riba, gharar (not having certainty), and maysir ( gambling/betting).
Guaranteed Halal investment ideas
For Muslims, there are currently many investment options that are guaranteed halal. Here we have summarized the 5 most popular types of instruments today. Merdekakerja*
1. Peer to Peer (P2P) Lending
P2P lending is a platform or service provider that connects investors and capital recipients. This P2P lending investment system is a crowd funding that funds MSME business people.
One example is P2P lending on the Amartha application. Here investors will play the role of financiers who fund the business of women MSME CEOs in various regions.
The yield that can be obtained can reach 15% flat per year. Even here investors can see the profiles of business people and choose business categories as desired.
2. Sharia Property Investment
The next halal and blessing investment is property-based. As you know, the property business is included in the halal business. In addition, property investment also offers more benefits.
Why is this investment instrument more profitable? Because there are several schemes that you can choose in investing in property. Examples such as renting it out, reselling it when the price rises, and others.
But property is an investment instrument that has a high purchase value. This means that you have to prepare a large capital if you want to plunge into this one investment. Especially if you want to invest in real estate.
3. Profit sharing deposit investment
Deposits are very suitable as a lawful investment instrument for beginners. Especially if you choose Islamic deposits with a profit sharing system. This instrument is usually already carried out in accordance with Islamic law.
Such investment products are usually offered in various banks. The system is to make an agreement between the investor and the bank regarding the benefits that will be obtained by the customer/investor. Then the return is through a profit-sharing system with an agreed period of time.
4. Gold or Precious Metals
Until now, gold or precious metals are still the most preferred investment. In addition, this instrument is also relatively safe and its price tends to rise every year.
Gold is also an instrument that cannot be traded with a Ponzi scheme. However, gold can be traded on credit in accordance with the provisions of the MUI. In addition, gold is also very suitable for investors who do not have large capital.
5. Syariah Mutual Funds
Looking for halal investment for beginners? Mutual funds can also be the most ideal option. Currently, these instruments also exist in accordance with Islamic religious law.
Currently even Sharia mutual funds have a cleansing system. The process aims to clean mutual fund investments from things that interfere with their legality. That way, the investment process remains in accordance with Islamic law.
You also need to know, this Sharia mutual fund is different from conventional mutual funds. For the Sharia category, the investment process will be supervised by the Sharia Supervisory Board (DPS). The council will be in charge of oversight.
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